Camelot Mortgage Group, Inc

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Camelot Mortgage Group offers a complete array of loan programs to meet all of your mortgage needs. We work with the leading banks and mortgage companies in the United States in order to give our customers access to a variety of products. Call us today at 303-814-2310 for more details on any of our available programs.

Fixed Rate Loans of 30,25,20,15, or 10 years
Adjustable Rate Loans 3/1, 5/1, or 7/1

Fixed Rate Loans of 30,25,20,15, or 10 years

A fixed rate loan is set at a certain interest rate for a specified term. The terms available are 30-year (360 months) , 25-year (300 months), 20-year (240 months), 15-year (180 months), and 10-year (120 months). The loan is paid in full at the end of the fixed term. The interest rate never adjusts or changes during the term of the loan.

Maximum Amount: $417,000

-Interest rate never changes
-Shorter term loans are great for people who want to payoff their mortgages in a shorter period of time

-If interest rates drop, you have to refinance the loan in order to get a lower interest rate

Adjustable Rate Loans 3/1, 5/1, or 7/1

An adjustable rate loan is amortized over 30-years.  The initial interest rate is fixed for a certain period of time (5 years, or 7 years). After the initial fixed rate period, the interest rate adjusts once per year based on current mortgage rates. The shorter the fixed term, the lower the interest rate. Interest rates on adjustable loans are usually lower than traditional fixed loan rates.

Term: 30 years   Maximum Amount: $417,000

-lower initial interest rate
--Annual and lifetime caps prevent excessive adjustments to rate
-Interest rate can also decrease based on market conditions

-Interest rate can increase based on market conditions